Processing Timeframes

Getting Started:

The entire account processing timeframe (from opening an account to funding your investment) typically takes 3-4 weeks. 

The turnaround time is largely dependent on  the firm currently holding your funds. Some institutions are quicker than others in terms of responding to and executing transfer/rollover requests.

If you are transferring funds from an existing IRA, you can speed up the process by requesting a wire instead of a check. This will eliminate mail time and check clearing time, shortening the entire process to 2-3 weeks.

Going Forward:

Processing Times

• Our standard processing time for all forms and requests is 4 business days.
• Our expedited processing is 2 business days ($50 fee applies).

Note: Forms and requests received after 1PM EST will be considered received on the next business day.

Check Hold Policy

• Non-bank checks (e.g. personal and business checks) will be held for 7 business days.
• Bank and other financial institution checks will be held for 5 business days.
• Incoming wires are available the next business day ($25 fee applies).

Expedited Service

For investments which are time sensitive, you have access to the following services:

• Expedited Processing Time ($50)
• Overnight Mail ($50)
• Wire Transfer ($25)

To learn more about setting up a Self Directed IRA please contact us at 800-721-4900 or schedule a call with an IRA Account Specialist.